Business Loans: Simplified for Growth

Fuel your business ambitions with RupeVal's

Business Loans – swift, adaptable, and dependable.

Access up to ₹10 Lakhs swiftly to fuel business growth.

Enjoy competitive interest rates tailored to your financial needs.

Flexible repayment terms up to 36 months for ease of management.

Utilize funds for expanding operations, purchasing inventory, equipment upgrades, and more.

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RupeVal's Business Loans

Securing the necessary funds is crucial for business success, and RupeVal's business loans are here to support your entrepreneurial vision. Whether you need capital for expansion or daily operations, our business loans are designed to meet your needs.

Turn your ideas into reality with RupeVal’s reliable financial support, offering competitive interest rates and minimal documentation. We understand that every business is unique, and our loans are tailored to fit your specific requirements.

key Feature of Buiseness loan
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Flexible Business Loan Options: Combine high-interest debts like credit cards, medical bills, or student loans into a single, lower interest rate loan.

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Convenient Online Application Process: Recognizing the need for convenience, RupeVal lets you apply for a business loan online through our website or app, eliminating branch visits.

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Collateral-Free Loans: RupeVal offers collateral-free business loans, so you don't need to provide any assets as security. This simplifies obtaining funds for business growth.

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Competitive Interest Rates: RupeVal provides business loans at attractive interest rates, making them an affordable option for businesses.

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Do’s of Business Loans
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Explore All Options: Explore All Options: Before applying, consider alternatives such as cost reduction, boosting sales, or utilizing contingency funds to meet your capital needs.

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Plan Loan Usage: Clearly define how you plan to use the loan for essential business tasks, ensuring the immediate and effective deployment of funds.

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Renewal Opportunities: If possible, choose lenders like RupeVal that offer loan renewals upon repayment for continuous project funding.

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Consult with Experts: Discuss your strategy with financial planners and operational heads to ensure the loan benefits your business growth and overall strategy.

Do’s of Business Loans
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Avoid Excessive Borrowing: Applying for a high loan amount increases EMI, which can strain finances during periods of low sales or delayed invoices.

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Refrain from Impulse Spending: Avoid using loan funds for non-essential tasks such as paying off existing debts or making unplanned purchases that can deplete working capital.

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Avoid Non-Beneficial Loans: If the loan does not contribute to significant business growth, reconsider the necessity of borrowing.

Apply For Online Business Loan in Simple Steps

Verify Eligibility

Check your business loan eligibility in just 2 minutes with basic details.

Submit Application

Complete your application by uploading the required documents within 24 hours.

Receive Loan Offer

Receive a tailored loan offer after evaluation within 24 hours.

Send Agreement and Documents

Send the signed loan agreement and KYC documents within 24 hours.

Get Funds Disbursed

Funds are disbursed to your account post-verification, typically within 72 hours.

Eligibility Criteria for Business Loan
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Business Vintage: Minimum of 2 years of operation

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Annual Turnover: Minimum turnover of ₹20 Lakhs.

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Age of Applicant: Between 21 to 65 years.

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Age of Applicant: Between 21 to 65 years.

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Documentation: Valid PAN Card, Aadhaar Card, Bank Statements, and Registration Proof.

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Business Registration: Must be a registered business entity

General Advice for Business Loans
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Careful Planning: Evaluate the potential financial impact and your repayment capability before seeking a business loan to prevent future financial distress.

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Purposeful Investment: Ensure every capital investment, including loans, aligns with your business growth and operational efficiency strategies.

Frequently Asked Questions
You can avail up to ₹10 Lakhs based on your business needs and eligibility.
RupeVal offers flexible repayment terms ranging from 6 months to 36 months.
The approval process is quick and typically completed within 24 hours after submitting the required documents.
You will need to provide your PAN Card, Aadhaar Card, Bank Statements, and Registration Proof. Additional documents such as Partnership Deed and Company PAN are required for Partnership firms, Pvt. Ltd, or LLC companies.
No, RupeVal offers collateral-free business loans, so you don't need to provide any assets as security.
Yes, you can easily apply for a business loan online through our official website or app, eliminating the need to visit a branch.
Funds are disbursed to your account within 72 hours post-verification.
You can use the business loan for various purposes such as expanding operations, purchasing inventory, upgrading equipment, and managing working capital.
Your business should have a minimum annual turnover of ₹20 Lakhs to qualify for a loan.
Applicants should be between 21 to 65 years old to be eligible for a business loan.
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Personal Loans

A personal loan is a credit facility that does not require collateral and is offered by banks and NBFCs to employed individuals.

Benefits

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Rapid disbursal ensures timely access to funds.

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Simplified application process with minimal documentation requirements.

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Flexible use of funds tailored to your needs.

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Access to substantial loan amounts, potentially exceeding Rs. 40 lakh based on lender approval.

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Eligible borrowers may qualify for pre-approved loans with instant disbursal.

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Choose from various repayment terms, with options extending up to 5 years or more.

Eligibility Requirements for Personal Loans

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Age: Applicants should be between 18 and 60 years old.

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Income: Salaried individuals must have a minimum monthly income of Rs 15,000.

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Credit Score: A credit score of 750 or higher is preferred, as it improves the chances of loan approval and may qualify you for lower interest rates.

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Employment: Only individuals whose salaries are credited to a bank account are eligible.

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Employment Stability: Applicants should have at least one year of continuous employment, with at least six months in their current job.

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Residency: Proof of stable residency, typically at the current address for at least one year.

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Documentation: Required documents include identity proof, address proof, income proof, and bank statements.

Understanding the Annual Percentage Rate (APR) on Personal Loans

At RupeVal, we connect borrowers with a network of trusted lending partners, offering personal loans with APRs typically ranging from 11.29% to 35%. The actual rate depends on your financial situation and loan requirements, ensuring you get a personalized offer.

Key Features of RupeVal's Personal Loans

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Flexible Loan Terms: Loan durations range from a few weeks to a maximum of 60 months (5 years), providing you with options that fit your financial planning.

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Competitive APRs: With APRs starting at 11.29%, we strive to offer you the most favorable rates available through our partners.

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Transparent Fees: All fees, including processing charges, are clearly outlined in the loan agreement to help you understand the total cost of your loan.

Example Loan Scenario

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Loan Amount: ₹5,00,000

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Annual Interest Rate: 11.50%

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Repayment Tenure: 5 years

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Processing Fee: 1.5% of the loan amount (₹7,500)

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APR: 12.16%

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EMI: ₹10,996 per month

Breakdown

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Principal Amount: ₹5,00,000

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Total Interest Charges (at 11.5%): ₹1,59,778

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Loan Processing Fees (at 1.5%): ₹7,500

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Total Amount Paid after 5 Years: ₹6,67,278

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Note: Interest rates and processing fees may vary based on the lender's policies and the specific loan product you choose.

Why Choose RupeVal for Personal Loans?

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Personalized Loan Offers: We match you with loan offers tailored to your financial profile and needs.

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Fast Approval Process: Our streamlined application process ensures quick approval and disbursal.

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Secure and Confidential: We prioritize your privacy and security, ensuring your personal information is protected.

How to Apply for a Personal Loan with RupeVal

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Submit Your Application: Fill out our easy online application form with your basic details.

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Get Matched: Receive loan offers from our lending partners.

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Choose Your Offer: Select the loan offer that best suits your needs.

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Receive Funds: Once approved, the funds are disbursed directly to your account.

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Disclaimer: RupeVal functions as a loan aggregator and provides services on behalf of its partners, who are duly authorized for this purpose.

Office Address

AN 85 Shakuntala Nagar

Rajharsh Colony Kolar

Bhopal, Madhya Pradesh 462042