rupeval

How Rupeval Helps You?

Personal Loans with Zero Hassle

Let us find the lowest interest rates for you by working with multiple banks and NBFCs on your behalf.

Count on our dedicated team to ensure you secure the best possible rates.

Gold loans: Your fastest access to cash

Quick loan disbursal with favorable interest rates and flexible terms..

Benefit from quick and easy application processes.

Save Smart: Go for the Right Credit Card

Customized card offers drawn from over 40 credit card choices.

Find the perfect card that suits your financial needs and lifestyle.

Instant Credit Score Check

Check your eligibility for remote loans and credit lines.

Enjoy the convenience of accessing financial solutions from the comfort of your home.

Our Valued Partners

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Our Loan Solutions

Explore Loan Options That Fit Your Needs And Find The Right Loan For You

Instant Personal Loan

Business Loan

GoldLoan

Education Loan

Marriage Loan

Car Loan

Medical Loan

Two Wheeler Loan

Consumer Durable Loan

Mobile/Laptop Loan

Home Renovation Loan

Travel Loan

Guaranteed Rewards: Invest Securely

Lowest Interest Rate

Access personal loans with competitive interest rates starting from just 10.75%.

Line of Credit

First-time borrower loans available from Rs 15,000 up to Rs 2 lakh.

Personalised Offers

Explore loans up to ₹50 lakhs at 10.75% interest, with flexible repayment over 1-5 years.

Secure and Trustworthy

We prioritize your information and privacy above all else.

Quick Disbursals

Dependable and quick, with minimal paperwork. Funds credited to your bank account within 24 hours.

Pre Qualified Offers

Complete a quick questionnaire to pre-qualify for loans or cards, without affecting your credit score.

Quick Loan Approval

Get Your Funds in Just 30 Minutes to 6 Hours

With our 3 simple steps, we ensure a quick, adaptable, and customer-friendly loan experience.

Online Loan Application Process

Documents Submission & Verification

Instant Approvals & Disbursals

Feedback from Our Valued Customers

Have a Look at Genuine
Experiences Shared by Customers
We've Assisted Throughout Their
Journey with RupeVal

Rupeval helped me secure a car loan with favorable terms and conditions. The entire process was smooth, from application to approval. I’m now driving my dream car thanks to Rupeval!

Getting a gold loan from Rupeval was a great decision. The interest rates were reasonable, and the loan disbursement was quick. Their staff was very helpful and professional. I would definitely choose Rupeval again for any future loan needs.

Rupeval provided me with a student loan that covered all my educational expenses. The repayment terms were flexible, and the interest rates were affordable. I’m thankful for their support in helping me achieve my academic goals.

Frequently Asked Questions

What types of loans does your website offer?

We offer a wide range of loans to meet diverse financial needs, including Instant Personal Loans, Education Loans, Car Loans, Medical Loans, Two Wheeler Loans, Marriage Loans, Mobile/Laptop Loans, Travel Loans, Consumer Durable Loans, and Home Renovation Loans.

How do I apply for a loan through your website?

Applying for a loan is simple. Navigate to the loan type you're interested in, fill out our online application form with your personal, financial, and contact details, and submit the required documents. Our team will review your application promptly.

What are the eligibility criteria for applying for loans on your website?

Eligibility criteria vary depending on the type of loan but generally include factors such as age, income stability, credit history, and specific documentation requirements. Check the eligibility section for each loan type for detailed criteria.

How quickly can I expect to receive approval for my loan application?

Approval times vary based on the loan type and completeness of your application. We strive to provide quick decisions and will notify you promptly once your application is processed.

Are there any hidden fees or charges associated with your loans?

Transparency is important to us. Any applicable fees, including processing fees, interest rates, and late payment penalties, are clearly disclosed upfront in your loan agreement.

Can I prepay my loan? Are there any penalties for early repayment?

Yes, you can prepay your loan. Details regarding prepayment terms, including any associated penalties, are outlined in your loan agreement. We encourage responsible financial management.

What happens if I miss a repayment on my loan?

If you miss a repayment, contact our customer support immediately. We offer assistance and solutions to help you manage your loan effectively and avoid any negative impact on your credit score.

Is my personal information secure when applying for a loan through your website?

Yes, protecting your personal information is a priority for us. Our website and application processes are encrypted to ensure the security and confidentiality of your data.

Can I track the status of my loan application online?

Yes, you can track the status of your loan application through our secure online portal. We keep you informed throughout the application process.

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T&C

Personal Loans

A personal loan is a credit facility that does not require collateral and is offered by banks and NBFCs to employed individuals.

Benefits

Rapid disbursal ensures timely access to funds.

Simplified application process with minimal documentation requirements.

Flexible use of funds tailored to your needs.

Access to substantial loan amounts, potentially exceeding Rs. 40 lakh based on lender approval.

Eligible borrowers may qualify for pre-approved loans with instant disbursal.

Choose from various repayment terms, with options extending up to 5 years or more.

Eligibility Requirements for Personal Loans

Age: Applicants should be between 18 and 60 years old.

Income: Salaried individuals must have a minimum monthly income of Rs 15,000.

Credit Score: A credit score of 750 or higher is preferred, as it improves the chances of loan approval and may qualify you for lower interest rates.

Employment: Only individuals whose salaries are credited to a bank account are eligible.

Employment Stability: Applicants should have at least one year of continuous employment, with at least six months in their current job.

Residency: Proof of stable residency, typically at the current address for at least one year.

Documentation: Required documents include identity proof, address proof, income proof, and bank statements.

Understanding the Annual Percentage Rate (APR) on Personal Loans

At RupeVal, we connect borrowers with a network of trusted lending partners, offering personal loans with APRs typically ranging from 11.29% to 35%. The actual rate depends on your financial situation and loan requirements, ensuring you get a personalized offer.

Key Features of RupeVal's Personal Loans

Flexible Loan Terms: Loan durations range from a few weeks to a maximum of 60 months (5 years), providing you with options that fit your financial planning.

Competitive APRs: With APRs starting at 11.29%, we strive to offer you the most favorable rates available through our partners.

Transparent Fees: All fees, including processing charges, are clearly outlined in the loan agreement to help you understand the total cost of your loan.

Example Loan Scenario

Loan Amount: ₹5,00,000

Annual Interest Rate: 11.50%

Repayment Tenure: 5 years

Processing Fee: 1.5% of the loan amount (₹7,500)

APR: 12.16%

EMI: ₹10,996 per month

Breakdown

Principal Amount: ₹5,00,000

Total Interest Charges (at 11.5%): ₹1,59,778

Loan Processing Fees (at 1.5%): ₹7,500

Total Amount Paid after 5 Years: ₹6,67,278

Note: Interest rates and processing fees may vary based on the lender's policies and the specific loan product you choose.

Why Choose RupeVal for Personal Loans?

Personalized Loan Offers: We match you with loan offers tailored to your financial profile and needs.

Fast Approval Process: Our streamlined application process ensures quick approval and disbursal.

Secure and Confidential: We prioritize your privacy and security, ensuring your personal information is protected.

How to Apply for a Personal Loan with RupeVal

Submit Your Application: Fill out our easy online application form with your basic details.

Get Matched: Receive loan offers from our lending partners.

Choose Your Offer: Select the loan offer that best suits your needs.

Receive Funds: Once approved, the funds are disbursed directly to your account.

Disclaimer: RupeVal functions as a loan aggregator and provides services on behalf of its partners, who are duly authorized for this purpose.

Office Address

AN 85 Shakuntala Nagar

Rajharsh Colony Kolar

Bhopal, Madhya Pradesh 462042

Access the most affordable loan options with low interest rates from leading banks and NBFCs.